Our Clients & Partners

Unlike many other insurance brands, Lloyd’s is not a company; it’s a market where members join together as syndicates to insure risk.

Much of Lloyd’s business works by subscription, where more than one syndicate takes a share of the same risk. Business is conducted face-to-face between brokers and underwriters in the Underwriting Room.

When we talk of Lloyd’s, we’re really referring to two distinct parts. The market, which is made up of many independent businesses, and the Corporation of Lloyd’s, which is there – broadly speaking – to oversee that market. These parts are distinct, but far from independent. Both work closely to maintain high standards of performance across the market.

Russell Global is a Johannesburg, South Africa based consultancy specialising in assessing political risks in sub-Saharan Africa, researching and preparing reports on such risks, and marketing Kidnap and Ransom insurance to individuals and companies operating in high risk areas of Africa.

Russell Global consults exclusively to Hiscox  one of London’s largest insurers and underwriters whose Kidnap & Ransom division handles about 70% of the global K&R insurance market deriving policy income of about US$ 180 million per year. Giles Russell is an accredited member of Hiscox’s Counter Terrorism Team, acting as Intelligence and Security Consultant, Africa.